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Live within your means, never be in debt, and by husbanding your money you can always lay it out well. But when you get in debt you become a slave. Therefore I say to you never involve yourself in debt, and become no man’s surety. If your friend is in distress, aid him if you have the means to spare. If he fails to be able to return it, it is only so much lost.
—Andrew Jackson (1767–1845)
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...what a thing it is to lie there all day in the fine breeze, with the pine needles dropping on one, only to return to the hotel at night so hungry that the dinner, however homely, is a fete, and the menu finer reading than the best poetry in the world! Yet we are to leave all this for the glare and blaze of Nice and Monte Carlo; which is proof enough that one cannot become really acclimated to happiness.
—Willa Cather (1876–1947)
There’s More To Marketing ROI (return On Investment) Than Meets The Eye ... When it comes to marketing ROI, you have to realize that the term means Return On Investment and the return is measured in dollars (or your local currency)...
Get A Return On Your Baby Clothing Investment ... In the first year of a baby’s life, the rate at which they grow seems to be expedited. Parents often find that they are shopping for new outfits every few months, unless they have purposely bought clothes that are a size bigger for their child. However, even the baby clothing that has been worn in that first year are still in usable condition because they are often not worn out at all. You can make good use of these baby clothes instead of feeling the frustration of not knowing what to do with the baby clothing that has suddenly accumulated and has taken up much too much space...